Need to replace an essential household item? Our Household Item Loan can help you spread the cost of important purchases with affordable repayments.

What Can I Buy?

You can choose from hundreds of quality products from our trusted retail partners, including:

Home Appliances

• Washing machines
• Tumble dryers
• Dishwashers
• Microwaves
• Fridges and freezers
• Other essential white goods

Furniture and Bedding

• Beds
• Mattresses
• Bedroom furniture
• Living room furniture

Small Household Essentials

• Small kitchen appliances
• Vacuum cleaners
• Other everyday household items

Outdoor and Lifestyle Products

• Garden and outdoor tools and equipment
• Pet beds and accessories
• Gifts

Technology

• Selected technology products (available through for Members of the Good Payers Club only)

You can view the selection of Items offered here

Our Trusted Retail Partners

We work with trusted retailers to offer a wide range of quality products, including:

• Whirlpool
• Dorset Home Stores

How Much Can I Borrow?

You can apply for a loan of up to £600 to purchase a specific essential household item from one of our approved retail partners.

How to Choose the Right Item

Before you apply, consider:

1. What Do You Need Most?

Think about which item is most important for your household right now. For example:

• A washing machine if your current one has broken down
• A new bed or mattress for better sleep
• A tumble dryer to help with laundry during colder months

2. Choose the Right Size

Check measurements carefully to make sure your new item will fit in your home and through doorways.

3. Compare Features

Look at the different options available and choose the features that matter most to you, such as energy efficiency, capacity, or storage space.

4. Consider Your Budget

Choose a product that meets your needs while keeping your repayments affordable. You can use our handy calculator (insert hyperlink to calculator) to help you work out what your repayments look like.

Need Help Deciding?

Take your time to browse the available products (insert hyperlink to categories) and compare your options. Our range includes hundreds of essential household items designed to help make everyday life easier and more comfortable.

You can find more information on how to apply here